Where’s my Kash?
Your money, grown on a tree.
Kold Hard Kash turns your bank balances into a living money tree. Bills grow in as money comes in and drop off as it goes out, so you can feel where your money stands at a glance.
Coming soon to the App Store · Free during the beta
How it works
Three steps to a greener view of your money
No spreadsheets, no charts. Just a tree that grows with you.
Connect your bank
Sign in with Apple, then link your bank through Plaid. Your bank login goes to Plaid, never to us.
Watch your tree
Each account becomes its own full-screen money tree. Bills grow in or drop off as money comes in or goes out.
Grow toward a goal
Set a savings goal, like a house or a car, and watch it build piece by piece as your balance grows.
Features
A money tree that actually means something
Every bill on your tree is real money in your account.
Scaled by denomination
Bills on the tree are scaled from $1 bills all the way up to gold coins for very large balances.
Alive in the wind
The tree sways in the breeze and its bills flutter, so your balance feels like something growing.
One tree per account
Swipe between full-screen trees. A glass pill at the top shows the account name and last 4 digits.
Catch up on what you missed
Reopen the app and it replays the money changes you missed, in order.
Savings goals
Pick a house or a car and watch it come together piece by piece as your balance grows.
Read-only and private
The app can’t move money. No ads, no selling data, no third-party analytics.
Screenshots
See it on iPhone
A first look at Kold Hard Kash.
Privacy & security
Your money stays yours
Kold Hard Kash shows you your own money and nothing more. Here’s exactly how we handle it.
- Sign in with Apple onlyNo new password to create, and we never see your Apple ID password.
- Bank login goes to Plaid, never to usYou sign in to your bank inside Plaid’s own screen.
- Encrypted at restPlaid access tokens and bank data on our server are encrypted with AES-256-GCM.
- Read-onlyThe app can’t move money, make payments or change anything at your bank.
- No ads, no selling data, no third-party analyticsYour information is used only to draw your tree and keep the service running.
- Delete everything from the appDelete Account removes your account and data and disconnects your banks at Plaid.
Read the full Privacy Policy or learn how to delete your account and data.
FAQ
Questions, answered
Is it safe?
You sign in with Apple, and you connect your bank through Plaid. Your bank username and password go to Plaid, never to us. The Plaid access tokens and bank data stored on our server are encrypted at rest with AES-256-GCM, and the app talks to the server over HTTPS.
Can Kold Hard Kash move my money?
No. Access is read-only. The app reads your balances and transactions to draw your tree. It cannot move money, make payments or change anything at your bank.
Which banks work?
Banks connect through Plaid, so Kold Hard Kash works with the banks and credit unions Plaid supports. You’ll see whether yours is available when you search for it in the connect screen.
How much does it cost?
Kold Hard Kash is free during the beta.
Is it on the App Store?
Not yet. It’s in a TestFlight beta right now and coming soon to the App Store. Email us to ask for a spot in the beta.
Do you sell my data or show ads?
No. There are no ads, we don’t sell your data, and we don’t use third-party analytics.
How do I delete my data?
In the app, use Delete Account and confirm. That deletes your account and data from our server and disconnects your banks at Plaid. You can also ask by email. See the details.
What do I need to sign in?
An iPhone and your Apple ID. Sign in with Apple is the only sign-in option, so there’s no new password to create.
What happens when I haven’t opened the app for a while?
When you reopen it, the tree replays the money changes you missed, in order, so you can watch bills grow in or drop off.
Ready to grow your money tree?
Kold Hard Kash is coming soon to the App Store. Join the TestFlight beta and be one of the first to see where your Kash is.